Discover what unbundling means for financial institutions and how an open platform works to combine cool technology in new ways.

On this episode of Guide to the Global Economy, Josh sits down with Neils to talk about Russia and China stockpiling massive gold reserves that the West appears happy to get rid of… Hoarders much? Alisha joins the conversation to report on piles of dollars destined for Iraq possibly ending up in Iran and Syria and what the Fed plans on doing about it. And Mrugank takes a moment to tell us about the 9000% increase in transactions in Chinese Yuan that are being made between Russia and China as Moscow tries to “de-dollarize”—could this spell disaster for the Russian economy if Beijing needs to devalue?

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Joao Martins, chief technology officer of Yapily, which provides an Open Banking-based application programming interface platform to connect to banks, talks to The Banker’s Joy Macknight about democratising innovation in financial services and what banks need to do to be successful in an Open Banking world.

Yapily’s mission is simple: to be an API only, developer focussed, security-first technology provider that’s built to scale and change.